SAVANNAH RATE & HOLDING-PERIOD DESK
See proceeds after existing debt and costs, with the new repayment alongside.
34 tools. One connected workspace.
Home equity
Calculate gross borrowing capacity, proceeds after debt/costs, and the new repayment.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-23.3Chosen LTV is not a lender limit. No approval, tax treatment or property-value guarantee. Negative proceeds indicate a cash shortfall.
Get help with my next step ↗Estimated proceeds after debt/costs
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
No. This scenario uses a chosen LTV to determine the new loan, then deducts existing debt and entered costs. A lender’s limit and property valuation remain separate.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Home value × chosen LTV less current balance and costs gives modeled cash proceeds; amortize the new loan.
Chosen LTV is not a lender limit. No approval, tax treatment or property-value guarantee. Negative proceeds indicate a cash shortfall.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.
YOUR NEXT STEP / MITEY U.S.
Ask MITEY about the calculation, an assumption or how to organize your next decision. Choose whether to include your scenario.
This is an educational enquiry. It is not a request for a lender quote, approval or regulated mortgage advice.